Effective Date: June 15, 2025
Thank you for participating in the CardSift Beta program! Your privacy is important to us. This Privacy Policy outlines how we collect, use, and protect your information during this beta testing phase. By using CardSift (Beta), you agree to the terms of this Privacy Policy.
1. Information We Collect
During the CardSift Beta, we may collect the following types of information:
- Account Information: When you register for CardSift, we collect your name, email address, and password.
- User Profile Information: To personalize your experience and check eligibility, we collect information such as your monthly income, employment type, location, preferred card usage, and credit card preferences.
- Usage Data: We collect data about how you use CardSift, including the credit cards you search for, compare, and view; your interactions with the AI chat feature; and the pages you visit.
- Device Information: We may collect information about the device you use to access CardSift, including your device type, operating system, and IP address.
- Scraped Data: If you provide a credit card URL for data extraction, we collect the data from bank websites.
2. How We Use Your Information
We use your information for the following purposes:
- To Provide and Improve CardSift: We use your data to provide you with the CardSift service, personalize your experience, improve our AI algorithms, and develop new features.
- To Check Eligibility: We use your profile information to assess your eligibility for specific credit cards.
- To Communicate with You: We may use your email address to send you updates about CardSift, beta program announcements, and respond to your inquiries.
- For Research and Analysis: We may use anonymized and aggregated data for research and analysis purposes to improve CardSift and understand user behavior.
3. Data Sharing and Disclosure
We may share your information in the following circumstances:
- With Service Providers: We may share your information with third-party service providers who assist us with hosting, data analysis, email delivery, and other services. These providers are contractually obligated to protect your information.
- For Legal Compliance: We may disclose your information if required by law, such as to comply with a subpoena or court order.
- In Connection with a Business Transfer: If CardSift is involved in a merger, acquisition, or sale of all or a portion of its assets, your information may be transferred as part of that transaction.
4. Data Security
We take reasonable measures to protect your information from unauthorized access, use, or disclosure. These measures include:
- Encryption: We use industry-standard encryption to protect your data during transmission.
- Secure Storage: We store your data on secure servers with limited access.
- Regular Security Audits: We conduct regular security audits to identify and address vulnerabilities.
5. Data Retention
We will retain your information for as long as necessary to provide you with the CardSift Beta service, comply with our legal obligations, resolve disputes, and enforce our agreements.
6. Your Rights
During the Beta program, your rights regarding your data may be limited. However, we are committed to transparency and will make reasonable efforts to:
- Provide Access to Your Data: Upon request, we will provide you with a copy of the information we have about you.
- Correct Inaccurate Information: You can update your account and profile information at any time.
- Delete Your Account: You can request to delete your CardSift account, and we will remove your data from our systems (subject to legal requirements).
7. AI Chat Data Handling
All chats with AI are saved for training purposes. Chat data will only be seen by our team in aggregated form to train AI models to answer questions better and data is not shared to any third party and kept securely.
8. Scraping Data Handling
All scraping done is for generating credit card information and will use reasonable measures to maintain all credit cards. All of them will be shown to user.
9. Changes to this Privacy Policy
We may update this Privacy Policy from time to time. We will post any changes on this page and update the "Effective Date" above. Your continued use of CardSift (Beta) after any changes constitutes your acceptance of the new Privacy Policy.
10. Contact Us
If you have any questions about this Privacy Policy, please contact us at work@pranavbhatkar.me